:root{
  --bg:#071b16;--bg-2:#0b241d;--panel:#f4fbf7;--panel-2:#e9f6ef;--text:#11231d;--muted:#6f8179;
  --line:#d5e7dc;--accent:#45c98a;--accent-2:#b7f2d0;--white:#fff;--shadow:0 18px 50px rgba(1,16,11,.18);
  --radius:24px;--max:1200px
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:#f8fbf9;color:var(--text);line-height:1.6}
a{color:inherit;text-decoration:none}img,svg{max-width:100%;height:auto}button,input,select{font:inherit}.wrap{width:min(var(--max),calc(100% - 32px));margin:auto}.site-header{position:sticky;top:0;z-index:40;background:rgba(7,27,22,.94);backdrop-filter:blur(10px);border-bottom:1px solid rgba(255,255,255,.08)}.nav-row{min-height:68px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{display:flex;align-items:center;gap:10px;color:#fff;font-weight:800;letter-spacing:-.02em}.brand-mark{width:34px;height:34px;border-radius:12px;background:linear-gradient(135deg,#7be1a8,#2ea66f);display:grid;place-items:center;color:#052016}.site-nav{display:flex;gap:8px;align-items:center}.site-nav a{color:#dcebe4;padding:10px 12px;border-radius:12px;font-size:14px}.site-nav a:hover,.site-nav a:focus-visible{background:rgba(255,255,255,.08);outline:none}.menu-toggle{display:none;background:none;border:0;color:white;font-size:24px}.hero{background:radial-gradient(circle at 82% 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p{margin:0;color:var(--muted);max-width:620px}.dark .section-head p{color:#b8cbc2}.card-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}.tool-card{display:flex;flex-direction:column;min-height:280px;background:var(--panel);border:1px solid var(--line);border-radius:22px;overflow:hidden;transition:transform .18s ease,border-color .18s ease,box-shadow .18s ease}.tool-card:hover{transform:translateY(-3px);box-shadow:var(--shadow);border-color:#b7d9c6}.tool-visual{height:118px;padding:20px;display:flex;align-items:center;justify-content:center;background:linear-gradient(145deg,#edf9f2,#dff2e7)}.tool-icon{width:72px;height:72px;border-radius:20px;display:grid;place-items:center;font-size:34px;background:#fff;box-shadow:0 10px 25px rgba(10,50,35,.1)}.tool-copy{padding:20px 20px 22px}.tool-copy h3{font-size:22px;line-height:1.1;letter-spacing:-.025em;margin:0 0 10px}.tool-copy p{font-size:14px;line-height:1.55;color:#5f736a;margin:0}.tool-card .tag{position:absolute}.accent-mint .tool-visual{background:linear-gradient(145deg,#dff8eb,#bff0d3)}.accent-leaf .tool-visual{background:linear-gradient(145deg,#eaf7df,#cbe9af)}.accent-sun .tool-visual{background:linear-gradient(145deg,#fff6d8,#f8dda0)}.accent-aqua .tool-visual{background:linear-gradient(145deg,#e0f7f4,#b8ebe4)}.accent-gold .tool-visual{background:linear-gradient(145deg,#fff2d7,#ecd09b)}.accent-sky .tool-visual{background:linear-gradient(145deg,#e4f2ff,#c4def6)}.accent-coral .tool-visual{background:linear-gradient(145deg,#ffe6dc,#f6c6b3)}.accent-violet .tool-visual{background:linear-gradient(145deg,#eee7ff,#d8c8fb)}.accent-rose .tool-visual{background:linear-gradient(145deg,#ffe7ef,#fac2d6)}.accent-pink .tool-visual{background:linear-gradient(145deg,#ffe8f6,#f6c8e7)}.accent-blue .tool-visual{background:linear-gradient(145deg,#e3eeff,#c6dbfa)}.accent-lime .tool-visual{background:linear-gradient(145deg,#effbdc,#d4eeaa)}.accent-sand .tool-visual{background:linear-gradient(145deg,#f7f0df,#e9d9b5)}.accent-navy .tool-visual{background:linear-gradient(145deg,#e4ebf4,#c4d2e1)}.accent-olive .tool-visual{background:linear-gradient(145deg,#edf0dc,#d5ddb1)}.accent-cyan .tool-visual{background:linear-gradient(145deg,#ddf8fb,#bdebf0)}.accent-teal .tool-visual{background:linear-gradient(145deg,#def6f1,#bae5dc)}.accent-amber .tool-visual{background:linear-gradient(145deg,#fff2d5,#f3d39a)}.accent-red .tool-visual{background:linear-gradient(145deg,#ffe4e4,#f5bcbc)}.accent-emerald .tool-visual{background:linear-gradient(145deg,#dff7ea,#b9ebd0)}.accent-indigo .tool-visual{background:linear-gradient(145deg,#e9e8ff,#cfcef8)}.accent-orange .tool-visual{background:linear-gradient(145deg,#ffe9d9,#f7c8a2)}.accent-yellow .tool-visual{background:linear-gradient(145deg,#fff8d7,#f4e59c)}.accent-purple .tool-visual{background:linear-gradient(145deg,#f0e7fa,#dac7ef)}.accent-forest .tool-visual{background:linear-gradient(145deg,#e3f0e6,#bad5c0)}.accent-slate .tool-visual{background:linear-gradient(145deg,#ebeff2,#ccd5db)}.accent-stone .tool-visual{background:linear-gradient(145deg,#f1ede7,#ded4c7)}.accent-green .tool-visual{background:linear-gradient(145deg,#e1f7df,#bde5b8)}
.feature-band{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:24px}.feature{border:1px solid rgba(255,255,255,.1);background:rgba(255,255,255,.05);padding:18px;border-radius:18px}.feature strong{display:block;margin-bottom:4px}.feature span{color:#b9cec4;font-size:14px}.calc-shell{background:#071b16;padding:42px 0 72px;color:white}.calc-title{text-align:center;max-width:760px;margin:0 auto 30px}.calc-title h1{font-size:clamp(34px,5vw,56px);line-height:1.05;letter-spacing:-.045em;margin:0 0 12px}.calc-title p{color:#c1d4cb;margin:0}.calc-layout{display:grid;grid-template-columns:minmax(0,1fr) minmax(330px,.8fr);gap:22px;align-items:start}.calc-panel,.result-panel{background:#f7fbf9;color:var(--text);border-radius:24px;border:1px solid #d7e6dd;overflow:hidden}.calc-panel{padding:24px}.result-panel{padding:24px;position:sticky;top:88px}.field-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.field{display:flex;flex-direction:column;gap:7px}.field label{font-weight:700;font-size:13px;color:#34483f}.field-wrap{position:relative}.field-wrap .prefix,.field-wrap .suffix{position:absolute;top:50%;transform:translateY(-50%);color:#799087;font-size:14px}.field-wrap .prefix{left:13px}.field-wrap .suffix{right:13px}.field input,.field select{width:100%;height:48px;border:1px solid #ccddd3;background:white;color:#17271f;border-radius:13px;padding:0 13px;outline:none}.field .has-prefix{padding-left:28px}.field .has-suffix{padding-right:34px}.field input:focus,.field select:focus{border-color:#56be87;box-shadow:0 0 0 3px rgba(86,190,135,.13)}.advanced{margin-top:15px;border-top:1px solid #dce8e1;padding-top:15px}.advanced summary{cursor:pointer;font-weight:800}.advanced .field-grid{margin-top:14px}.calc-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}.btn{height:46px;border:0;border-radius:13px;padding:0 18px;font-weight:800;cursor:pointer}.btn-primary{background:#1a9f65;color:white}.btn-secondary{background:#e7f2ec;color:#1b3b2d}.result-kicker{text-transform:uppercase;letter-spacing:.12em;font-size:12px;font-weight:800;color:#698279}.result-main{font-size:36px;line-height:1.05;font-weight:900;letter-spacing:-.04em;margin:8px 0 5px}.result-list{display:grid;gap:11px;margin-top:20px}.result-item{display:flex;justify-content:space-between;gap:12px;border-top:1px solid #e0ebe5;padding-top:11px;font-size:14px}.result-item strong{text-align:right}.result-note{margin-top:18px;border-radius:16px;background:#eaf6ef;padding:14px;color:#2f5141;font-size:14px}.mini-chart{height:145px;margin-top:18px;border-radius:17px;background:linear-gradient(180deg,#e7f5ec,#f8fbf9);display:flex;align-items:end;gap:5px;padding:18px}.mini-chart i{display:block;flex:1;background:#58bd88;border-radius:6px 6px 2px 2px;min-height:8px;opacity:.9}.content-area{width:min(900px,calc(100% - 32px));margin:48px auto}.content-area h2{font-size:32px;line-height:1.15;letter-spacing:-.035em;margin-top:42px}.content-area p,.content-area li{color:#465a51}.related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:20px}.related-card{border:1px solid #d9e7df;background:white;padding:18px;border-radius:17px}.site-footer{background:#061712;color:#a9c0b5;padding:40px 0;margin-top:70px}.footer-row{display:flex;justify-content:space-between;gap:30px;flex-wrap:wrap}.footer-links{display:flex;gap:16px;flex-wrap:wrap}.footer-links a{color:#dbe8e2;font-size:14px}.disclaimer{font-size:12px;color:#8fa69b;max-width:760px;margin-top:18px}
@media(max-width:980px){.card-grid{grid-template-columns:repeat(2,1fr)}.hero-grid,.calc-layout{grid-template-columns:1fr}.hero-art{max-width:650px}.result-panel{position:static}.site-nav{display:none}.menu-toggle{display:block}.site-nav.open{position:absolute;display:flex;flex-direction:column;align-items:stretch;left:16px;right:16px;top:62px;background:#0d2b22;border:1px solid rgba(255,255,255,.1);padding:10px;border-radius:16px}.feature-band{grid-template-columns:1fr}.related-grid{grid-template-columns:1fr 1fr}}
@media(max-width:620px){.wrap{width:min(100% - 22px,var(--max))}.hero{padding:38px 0 48px}.hero-grid{gap:28px}.card-grid{grid-template-columns:1fr}.tool-card{min-height:0}.section-head{align-items:start;flex-direction:column}.field-grid{grid-template-columns:1fr}.calc-panel,.result-panel{padding:18px}.related-grid{grid-template-columns:1fr}.home-section{padding:52px 0}.hero h1{font-size:42px}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}


/* Retirement-first home experience */
.home-main{background:linear-gradient(180deg,#061a14 0%,#082019 44%,#061812 100%);color:#fff;min-height:100vh}
.home-calculator-hero{padding:34px 0 26px;background:radial-gradient(circle at 85% 4%,rgba(86,205,142,.13),transparent 23%),transparent}
.home-calculator-hero .calc-shell-inner{margin-top:0}
.home-section{background:transparent;color:#fff;padding:62px 0}
.home-dark-section{border-top:1px solid rgba(255,255,255,.055)}
.home-main .section-head p{color:#acc3b8}.home-main .section-head h2{color:#fff}
.home-main .tool-card{background:#f8fcfa;color:#10231b;border-color:rgba(210,231,219,.9);min-height:276px}
.home-main .tool-card:hover{border-color:#7dd6a5;box-shadow:0 20px 46px rgba(0,0,0,.22)}
.home-main .tool-copy p{color:#667a70}
.retirement-life-banner{position:relative;margin:26px 0 4px;border-radius:30px;overflow:hidden;border:1px solid rgba(255,255,255,.1);background:#10271f}
.retirement-life-banner img{display:block;width:100%;aspect-ratio:1400/642;object-fit:cover}
.retirement-life-banner figcaption{position:absolute;left:20px;right:20px;bottom:18px;display:flex;align-items:end;justify-content:space-between;gap:20px;padding:18px 20px;border-radius:18px;background:linear-gradient(90deg,rgba(4,22,16,.86),rgba(4,22,16,.54));backdrop-filter:blur(5px);color:#fff}
.retirement-life-banner figcaption strong{font-size:18px}.retirement-life-banner figcaption span{max-width:620px;color:#dcebe4;text-align:right;font-size:14px}

/* Country system navigation */
.country-section{border-top:1px solid rgba(255,255,255,.055)}
.country-regions{display:grid;gap:30px}.country-region>h3{margin:0 0 13px;font-size:18px;color:#aee5c6;letter-spacing:-.01em}
.country-card-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:13px}
.country-card{min-width:0;display:grid;grid-template-columns:auto minmax(0,1fr) auto;gap:12px;align-items:center;background:#f7fbf9;color:#14271f;border:1px solid #d7e7df;border-radius:17px;padding:15px;transition:transform .18s ease,border-color .18s ease}
.country-card:hover{transform:translateY(-2px);border-color:#69c993}.country-card-flag{font-size:26px}.country-card h4{margin:0 0 2px;font-size:15px}.country-card p{margin:0 0 3px;color:#60756a;font-size:12px;line-height:1.35;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.country-card span:not(.country-card-flag){font-size:11px;color:#809087}.country-card>b{color:#2e9f68}

/* Country-aware calculator context */
.country-snapshot{margin-top:20px;padding:18px;border-radius:18px;background:#eaf6ef;border:1px solid #cfe5d8;color:#18362a}
.country-snapshot-head{display:flex;align-items:center;gap:11px;margin-bottom:13px}.country-flag{font-size:30px}.country-snapshot-head strong{display:block;font-size:17px}.country-snapshot-head span{display:block;color:#587366;font-size:12px}
.country-rule-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:9px}.country-rule-grid>div{background:rgba(255,255,255,.72);border:1px solid #d8e9df;padding:10px;border-radius:12px}.country-rule-grid span{display:block;font-size:10px;text-transform:uppercase;letter-spacing:.07em;color:#6c8076}.country-rule-grid strong{display:block;margin-top:3px;font-size:13px}
.country-snapshot>p{font-size:12px;line-height:1.55;margin:12px 0 0;color:#3e5d4d}.country-rate-note{padding-top:10px;border-top:1px solid #d1e4d9}.country-source{display:inline-flex;margin-top:11px;font-size:12px;font-weight:800;color:#168251}.country-plan-pills{display:grid;gap:7px;margin-top:12px}.country-plan-pills span{font-size:11px;line-height:1.45;color:#486558}.country-plan-pills b{color:#18362a}.country-plan-pills em{font-style:normal}

/* Country pages */
.country-hero{background:radial-gradient(circle at 88% 5%,rgba(86,205,142,.16),transparent 25%),#071b16;color:#fff;padding:32px 0 64px}.crumb{display:inline-flex;color:#aee5c6;font-size:13px;margin-bottom:20px}.country-title-row{display:flex;align-items:flex-start;gap:18px;max-width:900px;margin-bottom:26px}.country-page-flag{font-size:52px;line-height:1}.country-title-row h1{font-size:clamp(34px,5vw,54px);line-height:1.02;letter-spacing:-.045em;margin:5px 0 10px}.country-title-row p{color:#bfd3ca;margin:0;max-width:760px}
.country-content{padding-top:52px;padding-bottom:20px}.system-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.system-grid>div{border:1px solid #d7e5de;background:#fff;border-radius:16px;padding:16px}.system-grid span{display:block;color:#71847a;font-size:11px;text-transform:uppercase;letter-spacing:.07em}.system-grid strong{display:block;margin-top:5px;line-height:1.35}
.country-explainer{margin:18px 0 10px;padding:20px;border:1px solid #d9e8e0;background:#f5faf7;border-radius:18px}.country-explainer h3{margin:0 0 5px;font-size:17px}.country-explainer h3:not(:first-child){margin-top:16px}.country-explainer p{margin:0}
.plan-columns{display:grid;grid-template-columns:1fr 1fr;gap:15px}.plan-columns>div{border:1px solid #d9e7df;background:#fff;padding:20px;border-radius:18px}.plan-columns h3{margin-top:0}.plan-columns ul{margin-bottom:0;padding-left:20px}
.country-mini-links{display:flex;flex-wrap:wrap;gap:8px}.country-mini-links a{border:1px solid #d7e6de;background:#fff;border-radius:999px;padding:7px 10px;font-size:12px}.country-mini-links a:hover{border-color:#67c894;background:#f0faf4}.country-disclaimer{margin-top:28px;padding:16px;border-radius:16px;background:#edf6f1;border:1px solid #d5e7dd;color:#466156;font-size:13px}
.text-link{color:#168252;font-weight:800}

/* Keep the main calculator first and visually dominant */
.home-calculator-hero .calc-layout{margin-top:0}.home-calculator-hero .calc-panel,.home-calculator-hero .result-panel{box-shadow:0 20px 55px rgba(0,0,0,.20)}

@media(max-width:1080px){.country-card-grid{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media(max-width:800px){.country-card-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.country-rule-grid,.system-grid{grid-template-columns:1fr 1fr}.retirement-life-banner figcaption{position:static;border-radius:0;display:block}.retirement-life-banner figcaption span{display:block;text-align:left;margin-top:5px}.plan-columns{grid-template-columns:1fr}}
@media(max-width:520px){.country-card-grid,.country-rule-grid,.system-grid{grid-template-columns:1fr}.country-title-row{gap:10px}.country-page-flag{font-size:38px}.retirement-life-banner{border-radius:20px}.home-calculator-hero{padding-top:24px}}

/* ---------- Editorial content, internal links and FAQs ---------- */
.article-wrap{background:#f7faf8;padding:8px 0 18px}.wide-content{width:min(980px,calc(100% - 32px))}.seo-content{font-size:16px}.article-lead{margin-top:8px;padding:24px 26px;border:1px solid #d5e6dc;border-radius:22px;background:linear-gradient(135deg,#f0faf4,#ffffff)}.article-lead p{margin:7px 0 0;color:#385044;font-size:17px}.section-kicker{font-size:12px;letter-spacing:.12em;text-transform:uppercase;font-weight:900;color:#2a9a67}.article-toc{margin:18px 0 34px;padding:18px 20px;border-radius:18px;background:#0d2b22;color:#fff}.article-toc strong{display:block;margin-bottom:10px;font-size:13px;text-transform:uppercase;letter-spacing:.1em;color:#9de0bc}.article-toc>div{display:flex;flex-wrap:wrap;gap:8px}.article-toc a{display:inline-flex;padding:7px 10px;border-radius:999px;background:rgba(255,255,255,.08);font-size:12px;color:#e8f3ee}.article-toc a:hover{background:rgba(126,221,169,.17)}.article-section{scroll-margin-top:90px}.article-section h2,.related-section h2,.country-links-section h2,.faq-section h2{font-size:clamp(26px,4vw,34px);line-height:1.12;letter-spacing:-.035em;margin:42px 0 12px}.article-section p,.related-section p,.country-links-section p{color:#42594d;margin:0 0 14px}.styled-list{list-style:none;padding:0;margin:18px 0;display:grid;gap:10px}.styled-list li{position:relative;padding:11px 14px 11px 44px;border-radius:14px;background:#eef7f2;color:#385044;border:1px solid #dbeae2}.styled-list li::before{content:'✦';position:absolute;left:13px;top:10px;width:24px;height:24px;border-radius:9px;display:grid;place-items:center;background:linear-gradient(135deg,#39b777,#9be1b9);color:#073a26;font-size:12px;font-weight:900}.styled-list li:nth-child(2n)::before{background:linear-gradient(135deg,#d7b24c,#f8de92);color:#553e04}.styled-list li:nth-child(3n)::before{background:linear-gradient(135deg,#5aa9a0,#9ce0d8);color:#093d39}.context-links{display:grid;grid-template-columns:1fr 1fr;gap:11px;margin:18px 0}.context-link{min-width:0;display:grid;grid-template-columns:auto minmax(0,1fr) auto;gap:12px;align-items:center;padding:15px;border:1px solid #d7e7de;border-radius:16px;background:#fff}.context-link>span{width:38px;height:38px;border-radius:12px;display:grid;place-items:center;background:#eaf6ef}.context-link strong{display:block;line-height:1.2}.context-link small{display:block;margin-top:3px;color:#6b7f75;line-height:1.4}.context-link>b{color:#299965}.source-box{margin:34px 0;padding:20px;border-radius:18px;background:#fff8df;border:1px solid #ead9a4}.source-box-title{font-weight:900;color:#5b4912}.source-box p{margin:4px 0 12px;color:#6c5e2e}.source-links{display:flex;flex-wrap:wrap;gap:8px}.source-links a{padding:8px 10px;border-radius:10px;background:#fffdf6;border:1px solid #e7d9ac;font-size:13px;font-weight:800;color:#54420c}.trust-strip{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin:28px 0}.trust-strip>div{padding:15px;border-radius:15px;background:#0d2b22;color:#fff}.trust-strip span{display:block;font-size:10px;text-transform:uppercase;letter-spacing:.1em;color:#98cdb2}.trust-strip strong{display:block;margin-top:4px;font-size:14px}.faq-section{scroll-margin-top:90px;margin-top:44px}.faq-list{display:grid;gap:11px;margin-top:18px}.faq-item{border:1px solid transparent;border-radius:18px;overflow:hidden}.faq-item summary{list-style:none;cursor:pointer;min-height:62px;display:flex;align-items:center;justify-content:space-between;gap:15px;padding:15px 18px;font-weight:850}.faq-item summary::-webkit-details-marker{display:none}.faq-item summary b{width:30px;height:30px;border-radius:10px;display:grid;place-items:center;background:rgba(255,255,255,.55);font-size:20px;transition:transform .16s ease}.faq-item[open] summary b{transform:rotate(45deg)}.faq-answer{padding:0 18px 18px}.faq-answer p{margin:0;color:#314a3d}.faq-green{background:#dff6e8;border-color:#bfe5cd}.faq-teal{background:#dcf3f1;border-color:#b9dfdc}.faq-gold{background:#fff1c9;border-color:#ead492}.faq-lilac{background:#eee5fb;border-color:#d8c8ee}.faq-coral{background:#ffe4d8;border-color:#f0c8b7}.faq-blue{background:#e1edfb;border-color:#c4d8ed}.related-section,.country-links-section{margin-top:50px}.related-card{display:flex;flex-direction:column;gap:7px;min-height:180px;transition:transform .18s ease,border-color .18s ease}.related-card:hover{transform:translateY(-2px);border-color:#79caa0}.related-icon{font-size:25px}.related-card>b{margin-top:auto;color:#298f62;font-size:12px}.page-crumb,.page-crumb-current,.page-crumb-sep{font-size:12px;color:#9fc7b3}.page-crumb:hover{color:#fff}.page-crumb-sep{padding:0 5px}

/* ---------- Homepage ranking content ---------- */
.home-guide-section{padding:58px 0;border-top:1px solid rgba(255,255,255,.055);background:#071b16;color:#fff}.home-guide-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:25px;align-items:start}.home-guide-copy h2,.split-guide h2{font-size:clamp(28px,4vw,42px);line-height:1.1;letter-spacing:-.04em;margin:8px 0 16px}.home-guide-copy p,.split-guide p{color:#bfd1c8}.dark-list li{background:rgba(255,255,255,.055);border-color:rgba(255,255,255,.09);color:#d8e7e0}.home-guide-card{padding:25px;border-radius:24px;background:linear-gradient(145deg,#dff7e9,#bceacb);color:#153a2a}.home-guide-card span{display:block;text-transform:uppercase;letter-spacing:.1em;font-size:11px;font-weight:900;color:#347954}.home-guide-card strong{display:block;font-size:25px;line-height:1.15;letter-spacing:-.03em;margin:10px 0 12px}.home-guide-card p{margin:0;color:#426a56}.soft-green-section{background:#0a241b}.planning-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.planning-steps a{padding:20px;border-radius:20px;background:#f7fbf9;color:#173228;border:1px solid #d9e9e0}.planning-steps a>span{display:inline-grid;place-items:center;width:34px;height:34px;border-radius:11px;background:#cff0dc;color:#176441;font-weight:900}.planning-steps h3{margin:15px 0 7px;font-size:19px;letter-spacing:-.02em}.planning-steps p{margin:0;color:#63776d;font-size:13px}.split-guide{display:grid;grid-template-columns:1fr 1fr;gap:28px}.split-guide article{padding:24px;border-radius:23px;background:rgba(255,255,255,.045);border:1px solid rgba(255,255,255,.08)}.home-inline-link a{color:#94e1b8;font-weight:850}.home-faq-wrap{background:#0a241b}.narrow-wrap{width:min(900px,calc(100% - 32px))}.home-faq-wrap .faq-section h2{color:#fff}.home-faq-wrap .section-kicker{color:#a7e5c4}.home-faq-wrap .faq-answer p{color:#294336}.home-faq-wrap .faq-item summary{color:#173228}

/* Static trust pages */
.static-page{width:min(900px,calc(100% - 32px));margin:50px auto}.static-page h1{font-size:clamp(36px,6vw,54px);line-height:1.02;letter-spacing:-.045em}.static-page h2{margin-top:38px;letter-spacing:-.03em}.static-page p{color:#455b50}

@media(max-width:900px){.home-guide-grid,.split-guide{grid-template-columns:1fr}.planning-steps{grid-template-columns:1fr 1fr}.context-links{grid-template-columns:1fr}.trust-strip{grid-template-columns:1fr}}
@media(max-width:620px){.planning-steps{grid-template-columns:1fr}.article-lead{padding:18px}.article-toc>div{display:grid}.article-toc a{border-radius:10px}.faq-item summary{padding:14px}.related-card{min-height:0}}
.footer-about{max-width:430px}.footer-about>strong{color:#fff}.footer-columns{display:grid;grid-template-columns:repeat(3,minmax(150px,1fr));gap:28px}.footer-columns>div{display:grid;align-content:start;gap:7px}.footer-columns b{color:#fff;font-size:13px;margin-bottom:3px}.footer-columns a{color:#cfe0d7;font-size:12px}.footer-columns a:hover{color:#fff}@media(max-width:760px){.footer-columns{grid-template-columns:1fr 1fr}}@media(max-width:480px){.footer-columns{grid-template-columns:1fr}}

/* v3 calculator accuracy + UX additions */
.result-head-row{display:flex;align-items:flex-start;justify-content:space-between;gap:18px;flex-wrap:wrap}.basis-toggle{display:inline-flex;padding:4px;border-radius:999px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.12)}.basis-toggle button{border:0;background:transparent;color:inherit;padding:8px 12px;border-radius:999px;font:inherit;font-size:.82rem;font-weight:800;cursor:pointer}.basis-toggle button.is-active{background:#dff7e8;color:#103d2a}.basis-help{margin:8px 0 14px;font-size:.82rem;line-height:1.5;opacity:.78}.form-errors{margin:14px 0 0;padding:12px 14px;border-radius:14px;background:#fff1ed;border:1px solid #efb3a4;color:#7b2d1f;font-size:.9rem}.form-errors ul{margin:7px 0 0;padding-left:20px}.scenario-box{margin-top:18px;padding-top:16px;border-top:1px solid rgba(255,255,255,.12)}.scenario-title{font-weight:900;margin-bottom:10px}.scenario-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:8px}.scenario-grid>div{padding:10px;border-radius:12px;background:rgba(255,255,255,.07)}.scenario-grid span{display:block;font-size:.72rem;opacity:.75;margin-bottom:5px}.scenario-grid strong{font-size:.9rem}.hub-hero{padding:64px 0 38px;background:#0f2f25;color:#fff}.hub-hero h1{margin:.35rem 0 .6rem}.hub-content{padding-top:44px}.hub-grid{margin-bottom:42px}.hub-explainer{margin-top:38px;padding:28px;border-radius:24px;background:#edf7f0}.country-mini-links{display:flex;flex-wrap:wrap;gap:8px}.country-mini-links a{display:inline-flex;align-items:center;gap:6px;padding:8px 11px;border-radius:999px;background:#eaf5ee;text-decoration:none;font-size:.86rem}.country-mini-links a:hover{background:#dbeee2}.source-box{margin:22px 0;padding:18px;border-radius:18px;background:#eef8f1;border-left:4px solid #4f9d69}.worked-example{margin:22px 0;padding:20px;border-radius:18px;background:#f5f0df}.article-callout{margin:22px 0;padding:20px;border-radius:18px;background:#eaf3fb}.country-card-flag,.country-page-flag{font-family:"Apple Color Emoji","Segoe UI Emoji","Noto Color Emoji",sans-serif}
@media(max-width:700px){.scenario-grid{grid-template-columns:1fr}.basis-toggle{width:100%;justify-content:space-between}.basis-toggle button{flex:1}.result-head-row{display:block}.result-head-row .basis-toggle{margin-top:12px}}

/* Long-form guide readability and accessible formula wrapping. */
.home-faq-wrap .seo-content{background:#f7fbf9;color:#173228;padding:clamp(18px,4vw,38px);border-radius:24px}
.home-faq-wrap .seo-content .section-kicker{color:#347954}
.home-faq-wrap .seo-content .faq-section h2{color:#173228}
.seo-content p,.seo-content li,.static-page p{overflow-wrap:anywhere}
.seo-content .article-section{scroll-margin-top:24px}


/* v3.3 layout consistency, 1200px content width, reliable local flag images */
.wrap,.content-area,.wide-content,.static-page,.narrow-wrap{width:min(1200px,calc(100% - 32px));max-width:none;margin-left:auto;margin-right:auto}
.card-grid,.related-grid,.country-card-grid{grid-auto-rows:1fr;align-items:stretch}
.tool-card,.related-card,.country-card{height:100%}
.tool-card{height:300px;min-height:300px}
.tool-copy{display:flex;flex-direction:column;flex:1}
.tool-copy h2,.tool-copy h3{font-size:22px;line-height:1.1;letter-spacing:-.025em;margin:0 0 10px}
.tool-copy p{margin-bottom:0}
.related-card{min-height:205px}
.country-card{min-height:126px}
.calc-layout{align-items:stretch;grid-template-columns:repeat(2,minmax(0,1fr))}
.calc-panel,.result-panel{height:100%;min-height:520px}
.result-panel{position:relative;top:auto}
.calc-panel form{min-height:100%;display:flex;flex-direction:column}
.calc-panel .calc-actions{margin-top:auto;padding-top:20px}
.country-flag-img,.country-select-flag,.country-page-flag-img,.country-mini-flag{display:block;object-fit:contain;flex:0 0 auto}
.country-card-flag{width:48px;height:36px;display:grid;place-items:center}
.country-card-flag .country-flag-img{width:48px;height:36px;border-radius:4px}
.country-page-flag{display:block;width:72px;flex:0 0 72px}
.country-page-flag-img{width:72px;height:54px;border-radius:7px}
.country-select-control{display:grid;grid-template-columns:38px minmax(0,1fr);gap:10px;align-items:center}
.country-select-control .country-select-flag{width:38px;height:28px;border-radius:4px}
.country-select-control select{min-width:0}
.country-snapshot-head .country-flag{width:48px;display:block;flex:0 0 48px}
.country-snapshot-head .country-flag-img{width:48px;height:36px;border-radius:4px}
.country-mini-link{display:inline-flex!important;align-items:center!important;gap:7px!important}
.country-mini-flag{width:24px;height:18px;border-radius:2px}
.seo-content{max-width:none}
.article-lead,.article-toc,.article-section,.source-box,.trust-strip,.faq-section,.related-section,.country-links-section{max-width:1200px}
@media(max-width:980px){.calc-layout{grid-template-columns:1fr}.calc-panel,.result-panel{min-height:0;height:auto}.tool-card{height:280px;min-height:280px}.related-card{min-height:180px}}
@media(max-width:620px){.wrap,.content-area,.wide-content,.static-page,.narrow-wrap{width:min(100% - 22px,1200px)}.tool-card,.related-card,.country-card{height:auto;min-height:0}.country-select-control{grid-template-columns:34px minmax(0,1fr)}.country-select-control .country-select-flag{width:34px;height:26px}}


/* v3.4.0 compact calculator, heading rhythm and country scroller */
.eyebrow,.section-kicker{text-transform:none}
h1,h2,h3,h4,h5,h6{overflow-wrap:anywhere}
.section-kicker{display:block;margin-bottom:5px}
.section-kicker + h1,.section-kicker + h2,.section-kicker + h3,.section-kicker + h4{margin-top:0!important}
.country-guide{margin-top:46px}
.country-guide .section-kicker + h2{margin-top:0!important}
.related-section .section-kicker + h2,.country-links-section .section-kicker + h2,.faq-section .section-kicker + h2{margin-top:0!important}

/* Let calculator panels size to their real content instead of stretching to a forced height. */
.calc-layout{align-items:start}
.calc-panel,.result-panel{height:auto;min-height:0}
.calc-panel{padding:20px}
.result-panel{padding:20px}
.calc-panel form{min-height:0;display:block}
.calc-panel .calc-actions{margin-top:18px;padding-top:0}
.field-grid{gap:12px}
.field input,.field select{height:46px}
.advanced{margin-top:13px;padding-top:13px}
.result-list{margin-top:16px;gap:9px}
.result-item{padding-top:9px}
.mini-chart{height:118px;margin-top:14px;padding:14px}
.result-note{margin-top:14px}
.country-snapshot{margin-top:15px;padding:15px}

/* Homepage country chips: every country in one horizontally scrollable row. */
.country-scroll-shell{display:grid;grid-template-columns:42px minmax(0,1fr) 42px;gap:10px;align-items:center}
.country-scroll-row{display:flex;gap:11px;overflow-x:auto;overflow-y:hidden;scroll-behavior:smooth;scroll-snap-type:x proximity;overscroll-behavior-inline:contain;padding:5px 2px 12px;scrollbar-width:thin;scrollbar-color:#5cae82 rgba(255,255,255,.08)}
.country-scroll-row::-webkit-scrollbar{height:8px}.country-scroll-row::-webkit-scrollbar-track{background:rgba(255,255,255,.07);border-radius:999px}.country-scroll-row::-webkit-scrollbar-thumb{background:#5cae82;border-radius:999px}
.country-scroll-chip{flex:0 0 auto;scroll-snap-align:start;display:inline-flex;align-items:center;gap:9px;min-height:46px;padding:9px 15px;border-radius:999px;background:#f3faf6;color:#13291f;border:1px solid #cfe4d8;font-weight:800;white-space:nowrap;transition:transform .16s ease,border-color .16s ease,background .16s ease}
.country-scroll-chip:hover,.country-scroll-chip:focus-visible{transform:translateY(-1px);background:#e8f6ee;border-color:#71c798;outline:none}
.country-scroll-chip .country-mini-flag{width:28px;height:21px;border-radius:3px;box-shadow:0 0 0 1px rgba(9,42,29,.08)}
.country-scroll-btn{width:42px;height:42px;border-radius:50%;border:1px solid rgba(255,255,255,.16);background:#14372b;color:#fff;font-size:21px;font-weight:900;cursor:pointer;display:grid;place-items:center;transition:background .16s ease,transform .16s ease}
.country-scroll-btn:hover,.country-scroll-btn:focus-visible{background:#1d523f;transform:scale(1.03);outline:2px solid rgba(139,224,177,.45);outline-offset:2px}
@media(max-width:620px){.country-scroll-shell{grid-template-columns:minmax(0,1fr)}.country-scroll-btn{display:none}.country-scroll-row{padding-bottom:10px}.country-scroll-chip{min-height:44px;padding:8px 13px}.calc-panel,.result-panel{padding:17px}}
.editorial-attribution{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;margin:16px 0 8px}.editorial-attribution>div{padding:13px 14px;border:1px solid #d8e8df;border-radius:14px;background:#fff}.editorial-attribution span{display:block;font-size:10px;letter-spacing:.1em;text-transform:uppercase;color:#5a7567;font-weight:850}.editorial-attribution strong{display:block;margin-top:4px;color:#143f31;font-size:13px;line-height:1.35}.editorial-links{margin:0 0 18px;font-size:13px;color:#557064}.editorial-links a{font-weight:800;color:#257f59;text-decoration:underline;text-underline-offset:3px}.country-trust-strip{max-width:1200px;margin-top:0}@media(max-width:760px){.editorial-attribution{grid-template-columns:1fr}}

h1,h2,h3,h4{ text-transform:capitalize; }
/* v3.4.3 icon-only header branding */
.brand-icon-only{gap:0;line-height:0;flex:0 0 auto}
.brand-logo{display:block;width:48px;height:48px;max-width:none;border-radius:14px;object-fit:cover;box-shadow:0 7px 20px rgba(0,0,0,.18);transition:transform .16s ease,box-shadow .16s ease}
.brand-icon-only:hover .brand-logo,.brand-icon-only:focus-visible .brand-logo{transform:translateY(-1px);box-shadow:0 9px 24px rgba(0,0,0,.24)}
.brand-icon-only:focus-visible{outline:2px solid #aee5c6;outline-offset:4px;border-radius:16px}
@media(max-width:620px){.brand-logo{width:44px;height:44px;border-radius:13px}}